Single Trip
One holiday, up to 90 days
From €1.20 / day
- ·Medical cover up to €100,000
- ·COVID-19 treatment included
- ·24/7 English-speaking assistance
- ·Baggage & flight delay
Travel insurance · Japan
Travel insurance for Tokyo
What your policy needs to cover in Tokyo (Japan): medical care, repatriation, cancellation and baggage. Emergency number: 119 ambulance and fire · 110 police · English-speaking clinics in Tokyo and Osaka. Instant quote with our partner.
Reviewed 28 August 2026
Why cover matters here
Check what a visitor is entitled to in Japan before you travel: outside reciprocal agreements you pay the full private rate up front.
What your policy must cover in Tokyo
- ✓Medical care and hospital admission in Tokyo, paid directly to the clinic.
- ✓Medical repatriation and transport for a companion.
- ✓Cancellation and early return for a covered reason.
- ✓Baggage, delay and missed connection.
- ✓Liability, plus the activities you will actually do (water, mountain, car or scooter hire).
- ✓Local emergency number: 119 ambulance and fire · 110 police · English-speaking clinics in Tokyo and Osaka.
Travel insurance
Cover your trip to Tokyo from €1.20 a day.
Powered by EKTA Traveling — Schengen-approved policies with 24/7 English-speaking assistance, direct billing in over 190 countries and instant PDF certificate on purchase.
- ✓ Schengen approved
- ✓ COVID-19 included
- ✓ Instant PDF policy
- ✓ 24/7 assistance
Annual Multi-trip
Frequent travellers — unlimited trips
From €89 / year
- ·Cover for every trip up to 45 days each
- ·Medical up to €500,000
- ·Trip cancellation & interruption
- ·Adventure & water sports add-on
Family Plan
Two adults + children on one policy
From €2.10 / day
- ·Children insured free with each adult
- ·Medical up to €150,000 per person
- ·Loss of documents & personal liability
- ·Emergency evacuation & repatriation
Affiliate links · price and final cover shown on EKTA's site · policy issued by regulated insurers
Questions travellers ask
- Is travel insurance mandatory for Tokyo?
- It is not a legal condition of entry to Japan, but without a policy you pay for any medical care yourself — which is where travel budgets actually collapse.
- How much does travel insurance for Tokyo cost?
- It depends on trip length, age and the cover you pick. We do not invent prices: our partner quotes it live and you see the figure before paying.
- What do I do if I fall ill in Tokyo?
- Call 119 ambulance and fire · 110 police · English-speaking clinics in Tokyo and Osaka in an emergency, and call your policy's assistance line before going to a private clinic — that is how they authorise direct billing so you never front the money.
- Does insurance cover the excursions I book here?
- Adventure activities, water sports and high-mountain days usually need an add-on. Check the covered-activities list before you buy if you plan to do any.
- Can I buy a policy after the trip has started?
- Many insurers allow it, but you lose cancellation cover and a waiting period normally applies. Buying when you book the flight is always cheapest.